Residential Programs

The Housing Partnership opened the Homeownership Center of Charlotte – a suite of programs to help first-time homebuyers make informed decisions about homeownership. The programs expanded to include emergency mortgage and rent payment assistance to keep families in their homes when unexpected life events occur. We work with the City of Charlotte by administering the HouseCharlotte Program – downpayment assistance for qualified homebuyers, including Charlotte Community Heroes.

Our homebuyer education, downpayment assistance, one-on-one counseling and payment relief programs help families learn how to balance a budget, qualify for a mortgage and keep up with mortgage and rent payments.

Click below to learn more about our programs and community engagement.

The Housing Partnership Team

   Our homeownership education program helps first-time homebuyers make informed decisions.


   The HouseCharlotte program offers downpayment assistance for Community Heroes.

 We offer homebuyers other affordable downpayment assistance programs.

Foreclosure Prevention

   Our mortgage and rent payment assistance programs help keep families in their homes.