The Housing Partnership is a member of the North Carolina Housing Finance Agency’s Community Partners Loan Pool (CPLP) program. This membership allows us to reserve a zero % interest, deferred, second mortgage loan for prospective homeowners. Loans amounts can be reserved up to 20% of the purchase price of the home with a maximum of $30,000. Borrowers’ total household income must be 80% or below Area Median Income (AMI). Click Here for CPLP income and purchase guidelines for all counties in North Carolina.
640 minimum credit score, homebuyer education, and one-on-one counseling are required.
Potential borrowers and lending partners should e-mail firstname.lastname@example.org for additional information.
*The Housing Partnership reserves the right to make changes to its loan programs and terms at any time. .