Foreclosure Prevention

The Housing Partnership recognizes that this is a stressful and trying time for individuals and families in our community affected by the Coronavirus pandemic. We are hopeful that there will be assistance for Homeowners in the immediate future that The Housing Partnership can use to facilitate in getting you the help you need. The Housing Partnership has not received any state or federal funds to assist Homeowners during the COVID-19 national crisis to date. Homeowners are encouraged to contact their servicers directly to take advantage of any assistance currently being offered at this time. Homeowners should also contact their Homeowner’s Association to make any necessary arrangements to prevent falling behind on HOA dues. North Carolina has stopped all evictions and foreclosure hearings for the next 30 days. FHA and USDA have both implemented an immediate foreclosure and eviction moratorium for FHA and USDA mortgages for the next 60 days. Also, the Federal Housing Finance Agency has directed Fannie Mae and Freddie Mac to suspend foreclosures and evictions for at least 60 days due to the COVID-19 national emergency. Servicers are currently offering mortgage relief through loan forbearance and loan modification to distressed borrowers being affected by COVID-19. Homeowners should check our website for any updates in regards to funding that The Housing Partnership may receive to help assist in the future. In the interim, Homeowners can call our foreclosure prevention hotline at (704) 343-4692 to discuss any questions concerning their mortgage. Please allow at least 48 hours to receive a return call.

How To Get Help

The Homeownership Center of Charlotte advises homeowners who are facing foreclosure by providing individual advising sessions to assist them with curing their mortgage default. We serve Mecklenburg, Cabarrus, Gaston, Iredell, Lincoln, and Union counties in North Carolina.

The first step is to make an appointment with a Homeownership Advisor who will let you know what documents you need to gather. The advisor will review your situation with you and discuss available options.


  • To learn more about foreclosure prevention options, please call us today at (704) 343-4692.
  • If you are scheduled to attend one of our Foreclosure Prevention Intake Sessions, you can download your information packet by clicking here.