The HouseCharlotte program provides 10-year, deferred, forgivable loans to qualified applicant’s . Funds can be used to cover downpayment, closing cost, and interest rate buy down.
- Funding up to $5,000 for families with income above 80% AMI, up to 110% Area Median Income (AMI)
- Funding up to $7,500 for families with income at or below 80% (AMI)
- Funding up to $10,000 for families with income at or below 60% AMI in select HouseCharlotte areas. See Program Overview for detalis
- Funding up to $10,000 for buyers who are employed as sworn CMPD police officers. This is a 5-year deferred, forgivable loan.