The Homeownership Center of Charlotte (HCC) is a service of The Housing Partnership.
HCC provides comprehensive services designed to empower consumers to make informed choices and decisions throughout the home buying process, followed by successful long-term homeownership. These services include a series of homeownership education classes, one-on-one advisory sessions, neighborhood empowerment, post-purchase classes and delinquency advisory sessions. HCC offers invaluable information that will help you clear up budget obstacles, save money and learn mortgage and home buying basics. HCC advisory and education services are also targeted to residents of multi-family communities where residents are in transition from rental housing to homeownership.
So let’s get started:
Attend our free Homeownership Program Orientation. You can register by downloading the attached registration form and e-mailing it to email@example.com. Our next Homeownership Program Orientation is June 7, 2017from 6pm-8pm. Orientation is mandatory andanyoneinterested in our program must attend orientation prior to getting started. Space is limited and pre-registration is required.
Once you attend orientation and decide to move forward with our program, our staff will help you determine your next steps in the process.
As part of our program, you will be required to complete a series of financial literacy workshops, counseling appointments with a Homeownership Advisor, and a 8-hour homebuyer education class taught by our Director of Homeownership Education.
Once you and your Advisor determine that you are ready for homeownership, your Advisor will discuss our mortgage lending and downpayment assistance options with you with assistance of the Vice President of Mortgage Services.
If you have not already selected a lender that you would like to move forward with, we will refer you to one of our lending partners. Our goal is to make sure you get the best possible mortgage loan for YOU.
NEED UP TO 20% IN DOWNPAYMENT ASSISTANCE?
The Housing Partnership is now a member of North Carolina Housing Finance Agency’s Community Partners Loan Pool (CPLP)program. This membership allows us to reserve CPLP 0% interest rate, deferred, second mortgage financing on your behalf. Loans amounts can be reserved up to 20% of the purchase price of the home. Borrowers’ total household income must be 80% or below Area Median Income (AMI). Click the link below for income guidelines. Homebuyer education is required, as well as one-on-one homeownership counseling. Minimum 640 credit score. Please call (704) 342-0933 or e-mail firstname.lastname@example.org for more information.